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Commercial Accounts
Cash Management

Mobile Banking

Savings

Savings accounts are a great way to save money. All savings accounts have ATM Card capability. Our Regular Savings and Minor / Senior Savings Accounts earn daily interest which is paid quarterly.

Regular Savings Account

Our Regular Savings Account requires a $100.00 minimum deposit upon opening. If the account should fall below this $100.00 balance any time in the quarter, a $2.00 for will be charged for that quarter. With this account nine (9) withdrawals are permitted within the quarter.

Minor / Senior Savings Accounts

This account is offered to those customers who are either under the age of eighteen or over the age of 54. Unlike the Regular Savings Account, this account normally does not have a minimum balance requirement. However, with this account nine (9) withdrawals are permitted within the quarter. If that withdrawal limit is exceeded, an additional $1.50 fee will be charged for each additional withdrawal.

Christmas Club Savings Account

This account is especially made to help our customers save for the holidays. It usually earns a greater interest rate than that of a Regular Savings Account and the interest is paid once a year. However, only one withdrawal is allowed with out any fee assessed. If more withdrawals are needed, a $10 fee will be charged for each withdrawal. This account is maintained throughout the year. In November, AmBank issues a cashier check made payable to you in the entire amount of your Christmas Club Savings Account.

Business Savings Accounts

AmBank also offers a Business Savings Account that earns interest on a daily balance. This account requires a $500 minimum opening deposit. With this account nine (9) withdrawals are permitted within the quarter.