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With AmBank, you donít have to do without. We want to help make your dreams a reality. We offer a variety of loans and lines that can help you reach your goals. Whether itís paying for college, buying a home, remodeling or simply purchasing a new or used vehicle, we want to make your dreams come true!

Commercial Loans

At AmBank, we design commercial loans for all sizes to meet our customersí needs. We understand how important it is to have the right financing, not just a loan, to help your business grow. Whether it is a working capital loan, a commercial mortgage loan or a new business start up, we have competitive rates and terms to meet your needs.

  • Business Real Estate Loans
  • Business Operating Lines of Credit, both Revolving and Non-Revolving
  • Equipment and Inventory Financing
  • SBA Lending
  • Flexible loans designed for most business needs


  • USDA Farm Service Agency Certified Lender
  • Agricultural Land Ownership loans
  • Agricultural Operating loans, both annual and Revolving Lines of Credit
  • Equipment Financing
  • Livestock loans, both term and operating

Mortgage Loans

AmBank gives you a wide range of mortgages to choose from. You also get competitive rates and personal assistance each step of the way, from the day you apply to the day you close.

  • Personal Residence, Temporary and Permanent
  • Construction to Permanent
  • Competitive Refinancing
  • Developed and Undeveloped Land
  • Investment Property
  • Manufactured Housing with Real Estate, both double wide and single wide

Home Equity Loans And Lines Of Credit

Get a loan or line based on the equity you have in your home. Youíve put a lot of time and money into your home, isnít it time your home did something for you? With a home equity loan or line, it can. And best of all you can use the funds for anything.

Home Equity Line of Credit - Is a variable rate loan which allows you to withdraw the funds only when you need to use them

Home Equity Loan - Is a fixed rate loan, which you get the funds in one lump sum.

  • Home Improvement
  • Debt Consolidation
  • Vacations
  • Education

Personal Loans

Need a new car or that dream vacation? AmBank has a personal loan than can make it happen.

  • Autos, RVís, Motor-Homeís, Travel Trailers, Boats and Aircraft
  • Motorcycles and ATVís
  • Manufactured Housing
    Single Wide Mobile Homes-Free Standing
  • Double Wide Mobile Homes-Free Standing
  • Vacations
  • Home Improvement
  • Consolidation
  • Flexible loans designed for most needs
  • Personal loans, both large and small

Overdraft Protection

Worried about bouncing a check? An overdraft protection loan could give you the peace of mind of not having to worry. The Overdraft Line of Credit is linked to your checking account to automatically transfer funds to your checking account on an ďas-neededĒ basis. If a check comes in that would overdraw your account, funds are transferred in one-hundred dollar increments to cover the check, thus avoiding an overdraft fee. Payments for your overdraft line of credit are automatically deducted from your checking account on a monthly basis.