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HSA / IRA Accounts

An IRA is one of the best ways to begin saving up for the retirement. AmBank offers Traditional and Roth IRAs and a Health Savings Account. Interest rates and tiers are available by clicking here on the Interest Rate and Tier Sheet. The following PDF links provide you with detailed descriptions of a Traditional IRA, a Roth IRA, and a Health Savings Account.

IRA Accounts

IRAs offered by AmBank earn interest based on a one, two, three and five years tier. Interest is earned on the daily balance and paid yearly. The minimum opening deposit on all regular IRAs is $1000.00.

HSA

A Health Savings Account (HSA) earns interest based on the balance of the account. A $100.00 deposit is required when opening a Health Savings Account. There is a $25.00 opening fee for this account and a $7.50 quarterly maintenance fee. AmBank will charge a $4.00 fee for a non-medical withdrawal and a $2.00 fee for an excessive withdrawal. The variable interest rate is tiered based on the amount of money in the account. Interest is earned daily and paid quarterly.