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Current Rates

Account Min. Opening Deposit Min. Balance to Obtain APY* Interest Rate APY*
Time Deposits
  3 Month $1,000.00 $1,000.00 0.50% 0.50%
  6 Month $1,000.00 $1,000.00 0.70% 0.70%
  1 Year $1,000.00 $1,000.00 0.90% 0.90%
  18 Month $1,000.00 $1,000.00 1.10% 1.11%
  2 Year $1,000.00 $1,000.00 1.30% 1.31%
  3 Year $1,000.00 $1,000.00 1.50% 1.51%
  5 Year $1,000.00 $1,000.00 1.90% 1.92%
  15 Month Special $10,000.00 $10,000.00 1.40% 1.41%
IRA Same as 1 - 2 - 3 - 5 Year CDs
Personal Checking & Savings Products
NOW Account $1,000.00 $1,000.00 0.20% 0.20%
Personal Savings $100.00 $100.00 0.50% 0.50%
Money Market
  $200,000.00 and up $2,500.00 $200,000.00 1.00% 1.00%
  $25,000.00 to $199,999.99 $2,500.00 $25,000.00 0.50% 0.50%
  $10,000.00 to $24,999.99 $2,500.00 $10,000.00 0.50% 0.50%
  $2,500.00 to $9,999.99 $2,500.00 $2,500.00 0.20% 0.20%
  $1,000.00 to $2,499.99 $2,500.00 $1,000.00 0.20% 0.20%
  $999.99 or below $2,500.00 $0.01 0.10% 0.10%
Health Savings Accounts (HSAs)
  $25,000.00 and up $100.00 $100.00 1.00% 1.01%
  $10,000.00 to $24,999.99 $100.00 $100.00 0.60% 0.60%
  $2,500.00 to $9,999.99 $100.00 $100.00 0.40% 0.40%
  $500.00 to $2,499.99 $100.00 $100.00 0.20% 0.20%
  $499.99 or below $100.00 $0.00 0.00% 0.00%
Christmas Club $1.00 $1.00 1.25% 1.26%

*APY = Annual Percentage Yield.
At our discretion, we may change the rates disclosed above. Please call 1-800-440-8751 to get the most current rate information.

The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.

We may impose a penalty if you withdraw any of the principal before the maturity date. For an account with a term of 31 days or less, the penalty will be seven days' interest on the amount withdrawn. the penalty will equal to 1 month's interest for accounts greater than 31 days to 1 year OR 3 months interest for accounts greater than one year.