Lending
With AmBank, you don’t have to do without. We want to help make
your dreams a reality. We offer a variety of loans and lines
that can help you reach your goals. Whether it’s paying for
college, buying a home, remodeling or simply purchasing a new or
used vehicle, we want to make your dreams come true!
Commercial Loans
At AmBank, we design commercial loans for all sizes to meet our
customers’ needs. We understand how important it is to have the
right financing, not just a loan, to help your business grow.
Whether it is a working capital loan, a commercial mortgage loan
or a new business start up, we have competitive rates and terms
to meet your needs.
- Business Real Estate Loans
- Business Operating Lines of Credit, both Revolving and
Non-Revolving
- Equipment and Inventory Financing
- SBA Lending
- Flexible loans designed for most business needs
Agricultural
- USDA Farm Service Agency Certified Lender
- Agricultural Land Ownership loans
- Agricultural Operating loans, both annual and Revolving
Lines of Credit
- Equipment Financing
- Livestock loans, both term and operating
Mortgage Loans
AmBank gives you a wide range of mortgages to choose from. You
also get competitive rates and personal assistance each step of
the way, from the day you apply to the day you close.
- Personal Residence, Temporary and Permanent
- Construction to Permanent
- Competitive Refinancing
- Developed and Undeveloped Land
- Investment Property
- Manufactured Housing with Real Estate, both double wide
and single wide
Home Equity Loans And Lines Of Credit
Get a loan or line based on the equity you have in your home.
You’ve put a lot of time and money into your home, isn’t it time
your home did something for you? With a home equity loan or
line, it can. And best of all you can use the funds for
anything.
Home Equity Line of Credit - Is a variable rate loan
which allows you to withdraw the funds only when you need to use
them
Home Equity Loan - Is a fixed rate loan, which you get
the funds in one lump sum.
- Home Improvement
- Debt Consolidation
- Vacations
- Education
Personal Loans
Need a new car or that dream vacation? AmBank has a personal
loan than can make it happen.
- Autos, RV’s, Motor-Home’s, Travel Trailers, Boats and
Aircraft
- Motorcycles and ATV’s
- Manufactured Housing
Single Wide Mobile Homes-Free Standing
- Double Wide Mobile Homes-Free Standing
- Vacations
- Home Improvement
- Consolidation
- Flexible loans designed for most needs
- Personal loans, both large and small
Overdraft Protection
Worried about bouncing a check? An overdraft protection loan
could give you the peace of mind of not having to worry. The
Overdraft Line of Credit is linked to your checking account to
automatically transfer funds to your checking account on an
“as-needed” basis. If a check comes in that would overdraw your
account, funds are transferred in one-hundred dollar increments
to cover the check, thus avoiding an overdraft fee. Payments for
your overdraft line of credit are automatically deducted from
your checking account on a monthly basis.
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