Personal Banking Services

AmBank offers a variety of checking accounts to fit your individual needs. All checking accounts provide the following benefits:

Visa Debit Card or ATM Card - with no monthly service fee
Online Banking - Banking convenience on your computer
Mobile Banking - Banking services on your mobile phone
AmTel Banking - 24 hour automated telephone banking
Check Imaged Account Statements - front of check only

All checking accounts require a $25.00 minimum deposit to open the account, except where noted.

Going Green Checking Account

This is an ideal account if those who prefer paperless accounts.

No minimum balance or monthly service fee
Unlimited Debit Card, ACH, or Direct Debit Transactions: ten (10) paper checks per month
Fee of $.50 for each additional withdrawal transaction
No Fee for Electronic Statements via AmLine Internet Banking (only)
No Fee for Bill Pay usage via AmLine Internet Banking

AmBank Copper Checking Account

If you write a few checks each month, this is the right account for you.

Total of ten (10) checks and/or withdrawals are allowed per statement
Fee of $2.00 for each additional check or withdrawal
No Fee for Electronic Statements via AmLine Internet Banking or $3.00 for paper statements

AmBank Gold Checking Account

Manage your finances with simple and easy features.

No monthly service fee if $500 balance is maintained
$6.00 monthly service fee for balances under $500
Unlimited withdrawal transactions
No Fee for Electronic Statements via AmLine Internet Banking or for paper statements

NOW Checking Account

A checking account with flexibility that earns interest.

$1000.00 minimum opening deposit
No monthly service fee if $1,000 balance is maintained
$7.00 monthly service fee for balances under $1,000
Unlimited withdrawal transactions
Interest earned on balances over $1,000

Personal Savings Accounts

Savings accounts are a great way to save money. All savings accounts have ATM Card capability. Accounts earn interest daily and are paid quarterly, except where noted.

Regular Savings Account

An affordable way to save money, and earn interest.

$100.00 minimum opening deposit
$3.00 service fee per quarter if balance falls under $100 anytime in the quarter
Nine (9) withdrawals permitted within the quarter
Interest earned on balances over $100

Minor Accounts - for minors under the age of 18

Our minor savings account helps teach minors the value of saving money.

$25.00 minimum opening deposit
$2.00 service fee per quarter if balance falls under $25 anytime in the quarter
Nine (9) withdrawals permitted within the quarter
Interest earned on balances over $25

Christmas Club Savings Account

This account is a joyful way to save money for the holidays, usually with a higher interest rate than our Regular Savings Account.

Minimum Balance to open account is $5.00
This account is maintained throughout the year
Only two withdrawls are allowed per year
$10.00 fee charged for each additional withdrawal
Interest is paid once a year
Interest earned on balances over $80.00

In November, a cashier check is issued, made payable to you in the entire amount of your Christmas Club Savings Account.

Money Market Accounts

Earn interest and enjoy more accessibility to your funds.

No monthly service fee on balances above $2,500.00
$5.00 fee for balances between $2,499.99, each. statement period
$10.00 fee for balances below $1,000.00 each statement period
Limit 6 withdrawals per month
Earn tiered interest on a daily balance